Roy Anthony Solis

Health Insurance, Made Simple.

Health insurance can feel overwhelming — but it doesn’t have to be.I help you understand your options so you can make clear, confident decisions.No pressure. Just straightforward guidance.

How I help

I work with individuals and families to navigate health insurance — whether that’s Medicare or Covered California — and help them choose coverage that fits their needs and budget.As needs change over time, we can work on additional protection for life, home, and auto — so everything stays aligned.

How it works

Once we understand your situation, we focus on what Covered CA or Medicare health plan fits your needs best. I'll help you:

  1. Understand your situation - We start with a simple conversation to understand your needs, doctors, prescriptions, and priorities.

  2. Explain your options clearly - I walk you through how coverage works so you can make an informed decision.

  3. Help you choose what fits - We review options together — based on your needs, not sales pressure.

  4. Support you going forward - I’m here to help as your needs change over time.

Health Insurance Solutions

Health Insurance is not one-size-fits-all, whether it is Covered CA or Medicare. Each works differently depending on your health, budget, lifestyle, and preferences. Knowing the differences helps you make confident choices.

Under 65 - Covered California Plans

Plans for Individuals and Families based on the Affordable Care Act.

  1. California Marketplace Coverage

  2. Choice of HMO or PPO

  3. Tiered plans for health needs

  4. Maximum Out of Pocket Costs

  5. Subsidies based on income

You can add a Hospital Indemnity Plan to cover out of pocket costs.

65 Plus - Medicare Plans

Knowing your priorities helps you decide what works best for your lifestyle, goals, and finances.

Original Medicare

  1. Parts A & B - Covers 80%

  2. Traditional fee-for-service

  3. Nationwide Coverage

  4. Add Medigap to cover gaps (20%)

  5. Add Part D for prescriptions

Medicare Advantage

  1. Part C (Part A + B)

  2. Lower Premiums

  3. Higher Out of Pocket Costs

  4. Local/Regional Coverage

  5. Add Indemnity to cover gaps

  6. Most include Dental/Vision

Making the Choice

Everyone’s situation is different. Ask yourself:

  1. What are my current and future health needs?

  2. How often do I travel?

  3. What is my budget?

  4. How much flexibility do I want in my healthcare?

You decide what matters most — doctors, premiums, coverage, flexibility. I’m here to explain everything simply.

Optional Coverage (add on)

Extra protection beyond the Health Plan.

  1. Final Expense – covers burial costs

  2. Mortgage Protection – secures the home

  3. Legacy Planning – provides an inheritance

  4. Supplemental Health – pays for serious illness or injury

  5. Annuities – guaranteed lifetime income

All optional - discussed only if it fits your situation. Gives peace of mind and financial security.

Roy Anthony Solis
Insurance Advisor
Covered CA & AHIP Certified

Send Me a Message

It all starts by sending me a message. I won't call you unless you request it.I'll help you make sense of your options and move forward with confidence.No pressure. No obligation. Just answers.

Specializing in Health Insurance Solutions
Serving all of California & Beyond
Medicare, Covered CA Plans
CA Insurance lic. #4249289
Nat'l Producer No. 8358506

Not affiliated with or endorsed by the government or federal Medicare program.We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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This website is owned and maintained by Roy Anthony Solis, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone number that appears throughout this site belong to Roy Anthony Solis and cannot be used to contact Covered California.
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